摩根士丹利发表中资金融行业今年展望报告，列出对内银H股今年市账率、年股本回报率及股息回报预测：股份│今年市账率预测│今年股本回报率预测│今年股息回报预测农行(01288.HK) -0.040 (-0.746%) 沽空 $3.62千万; 比率 24.296% │0.59倍│9.6%│5.1%工行(01398.HK) -0.020 (-0.324%) 沽空 $8.20千万; 比率 27.330% │0.48倍│9.1%│5.9%建行(00939.HK) 0.000 (0.000%) 沽空 $1.06亿; 比率 19.749% │0.49倍│9.7%│5.9%中行(03988.HK) -0.010 (-0.224%) 沽空 $6.27千万; 比率 23.186% │0.46倍│8.5%│6.1%邮储银行(01658.HK) -0.020 (-0.398%) 沽空 $2.15千万; 比率 31.689% │0.5倍│8.1%│5%招行(03968.HK) +0.100 (+0.216%) 沽空 $1.12亿; 比率 39.870% │0.92倍│12.6%│4%中信银行(00998.HK) -0.160 (-2.257%) 沽空 $9.71百万; 比率 15.419% │0.44倍│9.4%│6.3%民生银行(01988.HK) +0.020 (+0.526%) 沽空 $4.66百万; 比率 3.277% │0.26倍│5.1%│5.8%交行(03328.HK) -0.030 (-0.459%) 沽空 $1.06千万; 比率 19.258% │0.42倍│7.5%│5.8%光大银行(06818.HK) -0.030 (-0.935%) 沽空 $2.07百万; 比率 15.880% │0.31倍│7%│6.6%重农行(03618.HK) -0.030 (-0.524%) 沽空 $1.93百万; 比率 6.978% │0.4倍│8.5%│6.2%(wl/da)(港股报价延迟最少十五分钟。沽空资料截至 2026-01-23 12:25。)