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<CN Home>PBOC Reports RMB Real Estate Loan Balance at RMB52.83T at End-3Q, Down 0.1% YoY
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At the end of 3Q25, the balance of RMB real estate loans of Mainland China amounted to RMB52.83 trillion, notching a YoY dip of 0.1%, with the growth rate 0.1 ppt faster than the end of 2024, and a reduction of RMB84 billion in the previous three quarters, according to the People's Bank of China (PBOC).

For the end of 3Q25, the balance of real estate development loans of Mainland China was RMB13.61 trillion, marking a YoY decline of 1.3%, with an increase of RMB92.5 billion in the previous three quarters. The balance of personal housing loans reached RMB37.44 trillion, reflecting a YoY decrease of 0.3%, with the growth rate 1 ppt higher than the end of 2024, and a reduction of RMB241.1 billion in the previous three quarters.

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